Kogan Money Black Card Finder 0%14P&B 12/22
0% p.a.
On purchases for 14 monthsx
Reverts to ongoing purchase rate. Pay zero interest for 14 months on purchases from card approval. Apply by 29 June 2023.

Kogan Money Credit Card
Exclusive

0% p.a. on
Balance Transfers for 14 monthsx
Reverts to cash advance rate.

No
annual fee!
That’s right,
$0 annual fee on this card.

Real Value
Rewards
Earn 2 rewards points per dollar on your eligible spend at Kogan.com#
(1000 Points = $10 of Credit!)~
Why choose the Kogan Money Credit Card?
0% p.a. on purchases for 14 months
Reverts to ongoing purchase rate. Pay zero interest for 14 months on purchases from card approval.x
0% p.a. on balance transfers for 14 months
Reverts to cash advance rate.x
No annual fee
That’s right, $0 annual fee on this card.
A rewards program that delivers real value
Earn up to 2 rewards points per dollar on your eligible purchases at Kogan.com and 1 rewards point per dollar on your eligible everyday spend, uncapped#. Redeem your points for eligible purchases at Kogan.com using Pay with Points (1000 Points = $10 of Credit!).~
Complimentary Kogan
Membership
Get free shipping on 1000’s of products, express shipping upgrades, and exclusive specials at Kogan.com with your complimentary Kogan First Membership.‡
0% p.a. for up to 24 months when you pay with instalments at Kogan.com1
Eligible Kogan.com purchases only. One-off fee of up to 2.5% applies for instalments. Minimum purchase value is $50. T&Cs apply
Add up to 4 additional cardholders at no cost
Visa payWave
Faster Payments with Apple Pay
Pay on the go with Apple Pay on iPhone, Apple Watch, iPad, and Mac^
FRAUDSHIELD® and Visa Zero Liability
Security and fraud protection with FRAUDSHIELD® and Visa Zero Liability.+
Applying only takes minutes!
Eligibility criteria
- Earn more than $35,000 a year.
- Be in permanent full time or part time employment, or be self employed, and have a good credit rating.
- Be 18 years or older and a permanent Australian resident.
- Have a valid email address and mobile number.
Why choose the Kogan Money Credit Card?

No
annual fee!
That’s right, $0 annual fee on this card.

0% p.a. on purchases
for 14 monthsx
Reverts to ongoing purchase rate. Pay zero interest for 14 months on purchases from card approval.

Real Value
Rewards
Earn up to 2 rewards points per dollar on your eligible spend#
(1000 Points = $10 of Credit!)~

Complimentary Kogan First Membership
Get complimentary Kogan First Membership‡.
We’re here to support your needs during COVID-19.
Our online systems are unaffected so you can access a range of services anytime in your account on the Kogan Money Credit Cards Mobile App or Kogan Money Credit Cards Online. If you need to contact us, just log into Kogan Money Credit Cards Online to send us a secure message, or submit an online enquiry. Should you experience financial hardship because of COVID-19, visit our Financial Hardship page to find out how we can help. Stay safe. Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Our/us/we means NAB unless the context otherwise requires it.
To obtain a copy of the Target Market Determination (TMD) related to this product click here.