How does a Balance Transfer affect the interest charged on my account?

Once a balance transfer is processed on your Kogan Money credit card, the interest charges will be as follows:

• during the promotional period, balances transferred across will be charged an interest rate as per the balance transfer offer you accepted;
• there will be no interest free days, so this means all purchases will be charged interest at the applicable Retail Purchase Rate; and
• any transferred balances that remain outstanding at the end of the promotional period, will revert to the Cash Advance Rate.
• For example, if your balance transfer rate is 0 % p.a. for 12 months, during the 12 months all additional purchases will be charged interest at the Retail Purchase Rate and at the end of the 12 months, any outstanding balances from the balance transfer will revert to the Cash Advance Rate. The additional purchases made throughout the promotional period will remain at the applicable Retail Purchase Rate.