No Annual Fee Credit Card | Kogan Money

Credit Cards

Please note, Kogan Money Credit Cards applications are temporarily unavailable until 31 March 2025 while we complete a system change.

Getting the most out of your Kogan Money Credit Card?

Uncapped rewards

Earn 2 rewards points per dollar on your eligible purchases at Kogan.com & 1 rewards point per dollar on your everyday purchases, almost anywhere!# Redeem your points for eligible purchases at Kogan.com using Pay with Points (1000 Points = $10 of Credit!)~

Complimentary Membership

Get free shipping on 1000’s of products, express shipping upgrades, and exclusive specials at Kogan.com & Dick Smith
Plus, $100 off your Kogan Energy bill with your FIRST membership. Compare your bill today!

Visa payWave

Simply wave and go

Faster Payments with Apple Pay

Pay on the go with Apple Pay on iPhone, Apple Watch, iPad, and Mac^

Pay for whatever, whenever with Google Pay

Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the Kogan Money Credit Card saved on your Google Account

Mobile Wallets – Pay anywhere, anytime!

Mobile Wallets is the fast, simple and secure way to pay on sites, in apps and in stores using your Kogan Money Credit Card.

Manage your account in our Kogan Money Credit Cards App

  • 24/7 chat.
  • Log in with just your password, fingerprint or Face ID.
  • View your account balance and recent transactions.
  • Instantly activate your card or reset your card PIN.
  • Temporarily lock or unlock your card.
  • View and download your eStatement.

Stay on top of your transactions and payments by downloading the app today.

Spend & earn with uncapped points potential.

What are my points worth?

1000 Points = $10 Kogan.com credit!~

Earn 1 Point

Per $1 on eligible spend almost anywhere!#

Earn 2 Points

Per $1 eligible spend on Kogan.com with no cap on earning

Redeem your points for eligible purchases at Kogan.com using Shop with Points!~

To obtain a copy of the Target Market Determination (TMD) related to this product click here.