Yes. Apple Pay allows you to make easy, and secure transactions in stores, in apps, and online.

When you add you Card to Apple Pay, information that you enter on your device is encrypted and sent to Apple servers. If you use the camera to enter the Card information, the information is never saved on your device or photo library. Apple decrypt the data, determine your card’s payment network, and re-encrypts the data with a key that only your payment network (or any providers authorised by your card issuer for provisioning and token services) can unlock.

Through a provisioning process, your Kogan Money Credit Card can be added to use
Apple Pay. You can choose to capture your card information with your iPhone, input the
card information manually to the Apple App or go to Kogan Money Credit Cards Mobile
App and click on the Add to Apple button.
Then, depending on the account Terms and Conditions set by Kogan, we may verify your
identity through a one-time activation code or select the option to call our Customer
Service Centre.

iPhone

• Open the Wallet app.
• Tap the “+” sign in the upper-right corner and follow the steps to add a new card. Enter your card’s security code to add your Credit Card if it’s already affiliated with your iTunes account. Or, select “Add a different card,” and use your iPhone camera to scan the card information.^
• Enter in your Credit Card expiry date and CVV.
• Read and agree to the Terms and Conditions. A 6 digit code may be sent via SMS to your mobile phone, enter this code in. Your card will then be added.

Apple Watch

• Open the Apple Watch app on your iPhone.
• Tap “Wallet & Apple Pay” and select “Add Credit Card.”
• Enter your card’s security code to add your Card if it’s already affiliated with your iTunes account. Or, select “Add a different card” and use your iPhone camera to scan the card information.^
• Enter in your Card expiry date and CVV.
• Read and agree to the Terms and Conditions. A 6 digit code may be sent via SMS to your mobile phone, enter this code in. Your card will then be added.

iPad

• Go to Settings.
• Tap “Wallet & Apple Pay” and select “Add Credit Card.”
• Enter your card’s security code to add your Card if it’s already affiliated with your iTunes account. Or, select “Add a different card” and use your iPad camera to scan the card information.^
• Enter in your Card expiry date and CVV.
• Read and agree to the Terms and Conditions. A 6 digit code may be sent via SMS to your mobile phone, enter this code in. Your card will then be added.

MacBook Pro with Touch ID

• Go to System Preferences.
• Select “Wallet & Apple Pay” and select “+” button. Follow the steps to add a new card.
• Enter your card’s security code to add your Card affiliated with your iTunes account.
  Or, select “Add a different card” and use your iPhone camera to scan the card
  information. ^
• Enter in your Card expiry date and CVV.
• Read and agree to the Terms and Conditions. A 6 digit code may be sent via SMS to your mobile phone, enter this code in. Your card will then be added. For a list of compatible Apple Pay devices see Eligible Devices.

^Apple Pay works with iPhone 6 and later in stores, in selected apps and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Add a Card with the Wallet app

1. Open the Wallet app.
2. Tap the + sign in the upper right-hand corner.
3. Follow the onscreen instructions to add your Card.

Add a Card with the Kogan Money Credit Cards Mobile App

1. Log into the Kogan Money Credit Cards Mobile App on your device.
2. Tap Manage Card.
3. Then select Apple Pay.
4. Tap Add to Apple Wallet next to the relevant device.
5. Follow the onscreen instructions to complete the setup.

^For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/102896. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

You can use Apple Pay in stores wherever contactless payment (NFC) is accepted. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option.

Yes, you will continue to receive all the security, benefits and rewards that you receive today with your physical card.