Kogan Money Credit Card Rewards.
Earn uncapped Rewards Points when you’re shopping, booking a holiday, paying your bills & more.
Earn rewards
Earn 2 points per $1 on eligible purchases1 at Kogan.com, and 1 point per dollar spent on eligible purchases1 elsewhere including groceries, shopping, fuel & more. Learn more
Redeem at Kogan.com
Shop 1000s of awesome products at Kogan.com and use your Rewards Points2 to save at checkout. Learn more
Pay with Points
Use your rewards points to help pay for your Kogan Essentials, including phone plans, energy, insurance & more.3 Learn more
Maximise your Reward Points
Uncapped rewards
Earn 2 Rewards Points per dollar on your eligible purchases at Kogan.com and 1 Rewards Point per dollar on your eligible everyday purchases1!
Add your card to Apple Pay4 or Google Pay5
Earn rewards points with ease by adding your Card to Apple Pay or Google Pay.
Set up recurring payments
Set up automated payments for things like bills or Netflix. It’s as easy as contacting the merchant and providing them with your Kogan Money Credit Card details!
Save Time and Collect Points
Save your card details when you shop online at your favourite websites.
Track your Points
Log into the Kogan Money Credit Cards Mobile App or Online
and select ‘Rewards Summary Points History’ to view the Rewards Points you’ve earned.
To use your Rewards Points for eligible purchases at Kogan.com, follow these simple steps:
1.
Shop at Kogan.com by adding your purchases to your cart and proceeding to the checkout.
2.
Next, select your Kogan Money Credit Card in your payment options and then shop with points! What are your points worth? 2000 points is equal to $20 credit.
3.
Finally, enter a selected or full amount of points for your purchase to complete your order.
Did you know that you can pay your bills with your Kogan Money Credit Card rewards points?
Save money on your bills by using your Pay with Points3 option on transactions across the following Kogan Essentials:
How to use Pay with Points3:
1. Log into the Kogan Money Credit Cards Mobile App or Online
2. Select “Redeem Points” for your Kogan Money Credit Card to access to Rewards Portal
3. Navigate to the “Pay with Points” page where you can view eligible transactions and redeem
Important Information
All applications are subject to credit criteria. Fees, charges and Terms and Conditions apply.
Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). Our/us/we/Kogan Money Credit Cards Team means NAB unless the context otherwise requires it.
Terms & Conditions
1You can earn 2 Rewards Points per whole Australian dollar spent on eligible purchases at Kogan.com. Only purchases made at Kogan.com will be eligible to earn 2 Rewards Points for each Australian Dollar spent. This does not include purchases for Kogan Essentials products and services (e.g. Kogan Mobile, Kogan Internet or Kogan Energy) or purchases made at other Kogan owned websites such as Matt Blatt or Dick Smith. All other eligible purchases earn 1 Rewards Point per whole Australian dollar. Rewards Points are earned for eligible purchases (“Eligible Transactions”) only. Earn rates are subject to change. See Kogan Money Credit Cards Rewards Terms and Conditions for full details and definitions.
2You are required to be a Kogan.com Account Holder and register your Card for “Shop with Points” with your Kogan.com account to be eligible to redeem using Shop with Points at Kogan.com. Once you have registered your Card, Shop with Points will appear as a payment option for selected products at Kogan.com. If you make a partial Rewards Points redemption, the remaining balance will be charged to your chosen payment option by Kogan.com. You do not earn Rewards Points on the portion of your redemptions made with your Rewards Points at Kogan.com. You may only enrol one credit card at any time with Shop with Points. Additional Cardholders are not eligible to redeem Rewards Points for Shop with Points. 1 Rewards Point equates to $0.01 for Shop with Points. Rewards Point value is accurate as of 1 March 2025 but is subject to change. Kogan.com accounts and items purchased using Shop with Points are subject to the Kogan.com Terms and Conditions and Returns Policy Shop with Points is subject to the Terms and Conditions for Shop with Points at Kogan.com and the Kogan Money Credit Card Rewards Terms and Conditions.
3You may use your Rewards Points to pay for certain selected transactions that we present to you via Online Servicing, or any other method we make available to you. Only selected transactions that you have made, and that we present to you, can be redeemed using Pay with Points. You must follow the instructions where you are provided with the option to pay for a selected transaction with your Rewards Points. We will process that credit to your Account within 5 Business Days. Additional Cardholders are not eligible to redeem Rewards Points for Pay with Points. 1 Reward Point equates to $0.01 for Pay with Points. Rewards Point value is accurate as of 1 March 2025 but is subject to change. Please refer to the Kogan Money Credit Card Rewards Terms and Conditions for more information.
4Terms and conditions apply to the use of Apple Pay. Apple Pay is available on compatible Apple devices. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
5For Google Pay, the contactless terminal must have an NFC reader. For certain merchant terminals, a transaction limit may apply. Terms and conditions apply to the use of Google Pay. Google Pay is available on compatible Android mobile devices. Google, Android, Google Pay and Google Wallet are trademarks of Google LLC.