How to Apply

To be eligible to apply for a Kogan Money Credit Card, you must:

•   be at least 18 years old

•   be in permanent full time or part time employment, or be self employed
•   you receive a regular income
•   be an Australian permanent resident
•   have an Australian residential address and mobile phone number
•   have a valid email address
•   have a good credit rating

You’ll need to have the following handy:

•   Driver Licence or passport
•   Employment and income details
•   Household expenses, such as rent and other living expenses
•   Financial commitments such as home loan and credit card repayments

We’ll let you know if we need you to upload additional documents, such as pay slips and bank statements, to support your application.

It should take around 10 minutes to apply if you have all your personal information handy. If you need to, you can save your partially completed application form, and continue right where you left off at any time within 21 days.

Once you have submitted your application, you will receive a confirmation email to your primary email address that you registered, containing your application number and a link which you can use to check the status of your application online. If your application needs further assessment, we’ll also advise you when you can expect to hear from us.

To retrieve your saved application, click the link provided in the email you received when you saved your application. You will need to complete a verification step so we can ensure it’s the correct application.