If I have Balance Transfers at different rates, which one does my credit card payments get applied to first?

We will apply payments firstly to:

• Monthly Instalment(s) for Fixed Payment Options due in the current Statement Period (if applicable); and then
• to the portion of the Closing Balance of your most recent statement which attracts the highest interest rate; and then
• to the portion of your balance which attracts the next highest interest rate;
• and so on.

Payments are then applied to balances that have not yet been billed on your statement in a similar fashion.