To activate your Kogan First Membership that comes with your Kogan Credit Card, you’ll need to link your Kogan Credit Card to your Kogan.com Account. When your Kogan Credit Card application is approved, we’ll create you a Kogan.com account if you don’t already have one. The account will be created using the email address used…
Balance transfers can help: Save you money on interest, if you are eligible for a promotional balance transfer rate Reduce the annual fees you pay, if you consolidate multiple credit cards balances in one and close other cards Combine multiple monthly payments into one, if you do a Balance transfer from multiple credit cards or…
While you have an active balance transfer on your account, interest-free days do not apply on purchases. Once your balance transfer is paid off in full, interest-free days will apply on purchases in line with the Kogan Money Credit Cards Terms and Conditions.
How long will a Balance Transfer take to process? Balance Transfers can take up to 10 business days to process and you should allow additional time for any cheques to be received at the other financial institution. You can monitor your account through Kogan Money Credit Cards Online or the Kogan Money Credit Cards Mobile…
Balance Transfers can only be processed up to 80% of your total Credit Limit. For existing Accounts, if a Balance Transfer request would result in exceeding your Credit Limit on the day it is processed, we will inform you so you can change your initial amount requested.
You can request a transfer for amounts between $500 and 80% of the available Credit Limit on your Kogan Money credit card. For example, if you are approved for a $10,000 credit limit, you can apply to Balance Transfer up to $8,000. Your Credit Limit is subject to our credit criteria. A minimum of $500…
You cannot include the following in a Balance Transfer: Account balances from financial institutions/stores outside Australia Amounts greater than your available credit limit and/or greater than 80% of the credit limit of your Kogan Money credit card
You can request to transfer account balances from other financial institutions and stores, such as:– Other credit cards– Personal loans– Other types of unsecured credit The balances being transferred must be in the name of the Primary Accountholder of the Kogan Money credit card.
A Balance Transfer fee can be applicable on some promotional offers. This fee is calculated as a percentage of the total amount being transferred and is added to the Balance Transfer amount. For example, a Balance Transfer amount of $10,000 with a 2% Balance Transfer Fee, will be charged a Balance Transfer fee of $200…